The question often arises as to what is more profitable: rented housing or own. Many people speak in favor of the latter, as this is a long-term investment that will pay for itself over time, and despite all the economic and political upheavals, your apartment will always remain yours. Buying your own home is not cheap, so many people use such an auxiliary tool as a mortgage.
Conditions for obtaining a mortgage
First of all, it is worth noting that this type of loan is not issued to persons under 18 years of age and over 75 years of age. As a rule, the first installment will be about 20% of the total cost, but the percentage can be revised down in some cases. In order for your application for a mortgage to be considered, you must have a passport and SNILS with you, in the case when you have 30% of the down payment.If there is no such amount, then it will be necessary to attach to these two documents: a certificate of registration / divorce, birth of children, a copy of the work book / employment contract certified by the employer, certificates of 2 personal income tax, or in the form of a bank.
Having decided to buy real estate in Voskresensk, do not rush to contact the bank directly, you can first familiarize yourself with mortgage offers on the website of the Etazhi real estate agency. Even if you do not have the best credit history, the number of days of delay and the time that has passed since the last loan that was not paid on time will be considered. There are also mortgage options that do not provide for a down payment, but this can only be in individual cases.
How to get a profitable mortgage
On the website of the company "Etazhi" you can choose a mortgage with the greatest benefit among the various offers of banks based on the data you entered:
- Property type.
- Real estate value.
- An initial fee.
- Credit term.
- Special program.
You don’t have to worry that it can take a lot of time and it’s much faster to go through all the banks at once to make sure whether they approve you or not. The application left on the site will be sent to 60 partner banks, which will review it and make a decision within 3 hours. It will be considered valid for 2 months. In addition, there is a promotion for clients of the Etazhi company - a discount on mortgages up to 1.4%.
Etazhi real estate agency offers you to speed up the process of finding a bank where you can get a mortgage, while helping you with obtaining it on more favorable terms.Comprehensive cooperation is possible, during which legal and real estate assistance will be provided to accelerate the entry into ownership.
Did the article help you?